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What is Umbrella Coverage?
Personal Umbrella Liability insurance is designed to protect you and your family against catastrophic lawsuits or judgements. It provides coverage above the liability limit on your existing personal property or automobile policies. It also fills many gaps in your current liability protection under these policies.

Who needs Personal Umbrella Liability?
Anyone

with assets requiring the protection of a well rounded, professionally designed program of personal insurance

who travels outside of North America

who acts as a volunteer or Director of a Non Profit Organization

What are the Benefits of Umbrella Coverage?

Higher Liability limits and Worldwide Coverage
A comfort factor in these days of high legal judgments. The maximum limit of coverage available is $5 million, that is, in excess of the underlying insurance limits.

Additional Perils Coverage
It also covers certain additional perils, which may not be included in personal liability forms such as libel, slander, defamation of character, invasion of rights or privacy, false arrest, liability assumed under some contracts, even liability incurred as the result of volunteer work in a non profit organization.

What is the cost?
Umbrella Liability can cost under $10. monthly, depending on your assets.

How can I apply?
Simply call your trusted LMS PROLINK Ltd. broker for advice and an immediate quote or select the “Contact Us” button below to request more information.