The Liability Program

Professional Liability (E&O) Insurance

Professional Liability insurance will cover mistakes committed while performing professional activities within the scope of the public affairs profession. The protection covers allegations, whether factual or not, and, of course, your legal costs to defend a civil suit.

Members will experience significant savings on E&O insurance through the PAAC program. Purchasing E&O insurance through the PAAC program should save members 25% at a minimum.

Commercial General Liability (CGL) Insurance
This insurance covers your general business activities such as visits and meetings with customers, company events, libel and slander, advertising, etc. Most contracts with Governments and large corporations now require that you have CGL coverage in place.

In order to purchase CGL insurance through the PAAC program you must also purchase the E&O insurance. CGL insurance can be as low as $350 for sole practitioners and $450 for corporations.
Select a limit of insurance under the CGL option when completing the E&O application.

Office Property Insurance
The PAAC office property package covers your business contents, expenses incurred due to business interruptions, crime and much more. This coverage can be purchased for as little as $350. Call David Taylor at 416 644 7736 to learn about the optional coverage available under the Office Property package.

Group Benefit Program
Members have access to comprehensive coverage at significantly discounted rates. Flexible coverage options available for individuals, couples, single parents and families. Benefits include Health & Dental, Member Assistance Plan, Life, AD&D and Disability Insurance. Learn more.
Group Benefits FAQ page
Application form.

Home & Auto Insurance
The average member will realize a savings of between 5% and 25% on their premiums! Is saving money a benefit to you? This plan includes coverage for your Homes, Automobiles, Recreational Vehicles, Condominiums, Cottages/Chalets and Rented Dwellings.
In Ontario:
Call LMS PROLINK AT 1 800 663 6828 and ask to speak with a personal insurance representative for the PAAC.

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