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Federation of Superannuates Program

The Federation of Superannuates Program is a
comprehensive insurance plan providing coverage for Liability.



Comprehensive General Liability, $2,000,000 Limit
includes Errors and Omissions coverage for Health Benefits Liaison Officers
 
Comprehensive General Liability +
Subject to Property Damage Deductible
Bodily Injury, Property Damage
Legal Liability, Damage to Hired Automobiles
Employees,Volunteers, Advertising Injury Liability, $100,000
Cross Liability/Severability of Interest
Broad Form Property Damage
Contractual Liability
Contingent Employers' Liability
Employers' Benefits Liability
Host Liquor Liability
Tenants Legal Liability, $500,000
Employers' Liability
Non Owned Automobile Insurance
Occurrence Basis
Personal Injury, Libel & Slander


Directors & Officers Liability, $1,000,000 Limit
A type of management Errors and Omissions coverage protecting the assets of the individuals in these positions. The coverage and limit has been extended to include the designated Health Benefits Officers.
Click Here for more information

Errors & Omissions Liability

Special Option
For Branches requiring Property insurance as well, a low cost package is also available!
Options may include:
Category Limit ($) Coverage Description
Various deductibles apply- please refer to policy
25,000

10,000
10,000
5,000
25,000
25,000
25,000
20,000
5,000
20,000
5,000
1,000
1,000
10,000

50,000
10,000
Included

Included
Included
Office Contents including Leasehold Improvement
(higher limits are available)
Off Premises Contents, including Exhibitions
Contents in Transit, excluding Laptops
Parcel Post
Valuable Papers
Accounts Receivable
EDP, Data and Media
Fine Arts
Money & Securities
Fire Department Service Charges
Building Damage by Theft
Master Key Endorsement
Personal Property of Offers and Employees, any one Person
Growing Plants, Lawns, Tress, Shrubs or Flowers in the Open
(Maximum)
Debris Removal
Cost of Preparing Proof of Loss
Boiler & Mechanical / Air Conditioning System Breakdown (required on Leases)
Earthquake
Flood
Business Interruption 50,000
25,000
25,000
25,000
Association Income - Extra Expense
Contingent Business Interruption
Off Premises Heat & Power
Professional Fees
Crime 10,000Employee Dishonesty, Loss In & Outside, Money Orders, Credit Card


This schedule refers to policy highlights only.
For actual limits and wordings please refer to your policy

For a quotation, please print, complete and fax back the following application:
Application

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