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Canadian Kinesiology Association





Up to $250,000 Accidental Death & Dismemberment


FutureSafe AD & D Insurance Plan

Coverage is provided for any Accident resulting in death, dismemberment, paralysis, loss of use, sight, speech or hearing - anywhere in the world - 24 hours a day - on or off the job.

Benefit Amount

$25,000.00 to $250,000.00 guaranteed acceptance with no medical exam.

Benefits
  • Education Benefit
  • Day-Care Benefit
  • Rehabilitation Benefit
  • Hospital Indemnity
  • Common Disaster Benefit
  • Seat Belt Benefit
  • Aircraft Coverage
  • Exposure and Disappearance
  • Occupational Training Benefit
  • Family Transportation Benefit
  • Home Alteration &/ or Vehicle Modification Benefit
  • Workplace Modification & Accommodation Benefit


  • Specific Loss Accident Indemnity

    When Injury results in any of the following losses within three hundred and sixty-five (365) days after the date of the Accident, the Insurer will pay:

    For Loss of:
  • Life
  • The Principal Sum
  • The Entire Sight of One Eye
  • Three-Quarters of the Principal Sum
  • Speech
  • Three-Quarters of the Principal Sum
  • Hearing in One Ear
  • Two-Fifths of the Principal Sum
  • All Toes of One Foot
  • One-Third of the Principal Sum


    For Loss or Loss of Use of:

  • One Arm
  • Four-Fifths of the Principal Sum
  • One Leg
  • Four-Fifths of the Principal Sum
  • One Hand
  • Three-Quarters of the Principal Sum
  • One Foot
  • Three-Quarters of the Principal Sum
  • Thumb and Index Finger or at
         Least Four Fingers of One Hand
  • Two-Fifths of the Principal Sum


    For Paralysis of:
  • Both Upper and Lower Limbs (Quadriplegia)
  • Two Times the Principal Sum
  • Both Lower Limbs (Paraplegia)
  • Two Times the Principal Sum
  • Upper and Lower Limbs of
         One Side of Body (Hemiplegia)
  • Two Times the Principal Sum

    Rates and Payment Information
  • Buy up to $250,000
  • Premiums can be paid on a monthly or yearly basis
  • Convenient Payment Options: VISA, Master Card, cheque, or Pre-Authorized payments directly from your chequing account.

    Eligibility
  • Between the ages of 18 and 64
  • Coverage terminates when the insured reaches age 65
  • Coverage is subject to pre-existing conditions, exclusions and limitations
  • Please see Certificate of Insurance for details

    ΉFutureSafe AD&D Insurance coverage is subject to limitations and exclusions. Please read the Certificate of Insurance for definitions. ²Price is subject to change.
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