The Liability Program

Errors & Omissions for Contractors & Consultants in IT
Because mistakes happen, E&O insurance for IT companies has become one of the fastest growing products at The PROLINK Insurance Group.Read more

Property & General Liability
Property, Comprehensive General Liability, Crime, Fidelity, Business Interruption and Fleets are common business coverage. Learn more.

Liability Business Package     New
Liability Business Package exclusive to APCC members. Low cost way to protect your consulting business on an ongoing basis.
You have 4 options to choose from.
Premiums for these options outlined on the easy to complete application.

If you reside in Ontario: Application Form      Personal Consent form
If you reside in a Province or Territory outside of Ontario Application Form      Personal Consent form

Just complete it and return it with your resume to sharonl@lms.caor davidt@lms.ca.
Direct your questions to Sharon Lillico or David Taylor at 1-800-663-6828 or 416-595-7484.

Top-up your coverage with easy enrollment "NO MEDICAL" products.

Life Insurance, up to $250.000	- A few short questions only.
Critical Illness coverage, up to $100,000	- A few short questions.
Critical Illness "Guaranteed Issue" $25,000	- Acceptance is guaranteed!
Accidental Death & Dismemberment, up to $250,000	- Acceptance is guaranteed!
24/7 Special Assistance program	- Help when you need it the most.
The “ULTIMATE” mortgage insurance protection plan
Life Insurance & Living Benefits, up to $500,000	- A one page application only.

Group Benefit Program
Members have access to comprehensive coverage at significantly discounted rates. Flexible coverage options available for individuals, couples, single parents, & families. Benefits include Health & Dental, Members Assistance Plan, Life, AD&D, and Disability Insurance. Learn more.
Group Benefits FAQ page
Application form.

Disability
These plans offer a full line of disability insurance products to replace personal income, cover office overhead expenses or provide funding for the buy out of a disabled shareholder's interest in the business. The average member will realize a savings of 25%. Learn more.

Critical Illness
This new breed of product is designed to pay you a tax free lump sum on diagnosis of certain diseases. The knowledge that your expenses are covered would be an invaluable aid in your healing process! Learn more.

Home & Auto Insurance
The average member will realize a savings of between 5% and 25% on their premiums! Is saving money a benefit to you? This plan includes coverage for your Homes, Automobiles, Recreational Vehicles, Condominiums, Cottages/Chalets and Rented Dwellings.

Travel Insurance
Whether it's business or pleasure a freak accident or injury, or an emergency sickness could cost you dearly if you are not protected. Some medical insurance plans cover only single, short trips and charge you each time. We also have a low cost annual plan for which you may be eligible! Learn more.

Graduates
Did you know that LMS PROLINK Ltd. can provide you with access to a variety of insurance programs created specifically for new graduates to help you save money while gaining financial protection? By learning more about your financial options today you will not only save money but can reduce your risk of financial hardships. Learn more.

IT Risk Management Library