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Alberta Mortgage Brokers Association
The "ULTIMATE" Mortgage Insurance Protection Plan



Living and Estate benefits
together in one plan



KWIK Enrollment Mortgage Advantage
Life & Critical Illness Insurance

KWIK Enrollment MortgageAdvantage Life & Critical Illness Plans are a unique packaging of Life Insurance, Accidental Injury Critical Illness, and Critical Illness Insurance that ensures your family and your home are protected in the event of illness, accident or death.

Two plans are available for 10, 15, 20, 25 and 30 year terms, on an Individual and Joint-First-To-Die basis:

1. KWIK Enrollment MortgageAdvantage Life & Accidental Injury Critical Illness covers:
  • Life Insurance with coverage up to $500,000
  • Accidental Injury Critical Illness with coverage up to $250,000 for: Blindness, Deafness, Loss Of Speech, Loss Of Limbs, Paralysis, Coma and Major Burns
  • Benefits decrease with the term chosen - level benefits are available
2. KWIK Enrollment MortgageAdvantage Life & Critical Illness Plus covers:
  • Life Insurance with coverage up to $500,000
  • Accidental Injury Critical Illness Insurance covers up to $250,000 (same illnesses as above)
  • Critical Illness Insurance with coverage up to $250,000 for Heart Attack, Cancer and Stroke
  • Benefits decrease with the term chosen - level benefits are available
Riders Available:
  • Level Benefit Rider: Benefit remains level to expiry of Policy Term; Premiums are Guaranteed Level for duration of Term
  • Waiver Of Premium On Disability Rider: No Premium paid if insured is totally disabled (see Policy Definition)
  • Accidental Death Benefit Rider: Benefit payable upon accidental death of the insured
  • Fracture/Dislocation Benefit Rider: See Schedule of Benefits for covered fractures and dislocations; First (not recurring) dislocation paid
Rates and Payment Information
  • Premiums can be paid on a monthly or yearly basis.
  • Convenient Payment via Pre-Authorized payments directly from your chequing account.
Eligibility
  • Between the ages of 18 to 65
  • Please review Insurance Policy for details
  • Higher coverage available, please call LMS PROLINK at 1-800-663-6828 x 7700 and an advisor will help you find the coverage you need
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