Professional Liability
Errors & Omissions Insurance generally covers the "cost, charges, and expenses" in the event of litigation against an insured member due to the commitment of, or an alleged, "wrongful act" or unintended mistake. The term "cost, charges, and expenses" includes, but is not limited to, legal, accounting, adjusting or investigating expenses, incurred for the defence of actions, suits, or proceedings and appeal, attachment and similar bonds, as well as payment of a court awarded settlement against the insured.

Our program offers limits of $1,000,000 or $2,000,000, however, higher limits are available. Premium is based on Canadian activities only but US activities can be included depending on the type and the amount involved. In this case, an extra charge may apply.

Quotes/Application Form

Group Benefit Program

Members have access to comprehensive coverage at significantly discounted rates. Flexible coverage options available for individuals, couples, single parents and families. Benefits include Health & Dental, Member Assistance Plan, Life, AD&D and Disability Insurance. Learn more.
Group Benefits FAQ page
Application form.

Disability

These plans offer a full line of disability insurance products to replace personal income, cover office overhead expenses or provide funding for the buy out of a disabled shareholder's interest in the business. The average member will realize a savings of 25%. Learn more.

Home & Auto Insurance
The average member will realize a savings of between 5% and 25% on their premiums! Is saving money a benefit to you? This plan includes coverage for your Homes, Automobiles, Recreational Vehicles, Condominiums, Cottages/Chalets and Rented Dwellings.